hdfc ergo optima restore policy wording

How it works – This policy can be taken for self, spouse, dependent children and dependent parents. You can find everything you … The policy will be valid for a period of 1 or 2 year(s) as opted. Restore adds 100% of the sum insured if you use the policy sum insured fully or partially. b) In relation to a Family Floater, the bonus so applied will only be available in respect of claims made by those Insured Persons who were Insured Persons in the claim free Policy Year and continue to be Insured Persons in the subsequent Policy … The maximum entry age is restricted to 65 years. Please refer to the policy wordings for complete understanding of benefits, terms and conditions and exclusions. The Minimum entry age for adult dependent: is 18 years and maximum entry age is 65 years. Again if you have made no claims in the 2nd year the basic sum insured will double i.e. It is the only plan in India that offers an option to convert to a fully-fledged nil deductible health insurance plan on retirement. HDFC ERGO Health (formerly known as Apollo Munich)-Optima Restore Plan: Claim Process. ... Trade Logo displayed above belongs to HDFC Ltd and ERGO International AG and used by the Company under license. Optima Restore Policy Wording 2 Basic Sum Insured in any Policy Year. Download HDFC ERGO Health Insurance Optima Senior Policy Wordings to know the latest features, benefits and exclusions of the policy. An individual and/or his family members namely spouse, dependent children, dependent parents are eligible for buying this policy. Optima Restore plan can be claimed in two ways-Cashless claim and reimbursement claim. b. the sum insured becomes 6lakhs. Get complete details on Apollo Munich Optima Restore health insurance plan online on Coverfox.. HDFC Ergo General Insurance's Optima Restore Health Insurance Plan is a comprehensive product with useful features like the Restore benefit that automatically restores the basic sum insured if you consume it during the policy year. Please refer to the policy wording for the complete list of exclusions. HDFC Ergo Health Optima Restore Insurance Plan is a Comprehensive Online Health Insurance Plan that provides comprehensive cover for the entire family. HDFC ERGO Health Formerly Apollo Munich Optima Restore Health Insurance Multiplier benefit For example: If you have a 3lakhs policy and has made no claims in the 1st year, the sum insured becomes 4.5lakhs for the second year. Optima Restore Health Insurance provides coverage ranging from 3 to 5 lakhs for both individual and family. Product Name Optima Restore What am I covered for: a. Optima Restore offers you easy portability so if you are insured under another Insurer’s health insurance policy you can transfer to HDFC ERGO Health Insurance Limited with all your accrued benefits after due allowances for waiting periods and enjoy all the unbelievable benefits of Optima Optima Restore, Prospectus HDFC ERGO Health Insurance Limited Suitability: a. The policy will be issued on individual sum insured basis only. Optima Restore helps you keep track of your health status with its preventive health check-up benefit. The plan comes with three incredible benefits- Restore, Multiplier and Stay Active. HDFC Ergo Health Optima Plus Top Up Insurance Plan offers to cover you for higher hospitalization expenditures at nominal premium. A 7.5% discount is offered on opting for a 2 year policy. This policy covers persons in the age group 91 days to 65 years. Optima Restore Health insurance is the latest health insurance products from HDFC ERGO Health Formerly Apollo Munich. In order to ensure a smooth claim with HDFC ERGO Health (formerly known as Apollo Munich), make sure you have an approach in the right way. About HDFC ERGO Optima Restore Health Insurance. Optima Restore Plan is one of the most-selling health insurance products of HDFC ERGO General Insurance. Can find everything you … About HDFC ERGO Health Insurance Plan offers to cover you for higher hospitalization expenditures nominal! For: a hdfc ergo optima restore policy wording ERGO International AG and used by the Company under license 5... Nominal premium is 18 years and hdfc ergo optima restore policy wording entry age is 65 years made no claims the. Plus Top Up Insurance Plan is a Comprehensive hdfc ergo optima restore policy wording Health Insurance products from HDFC ERGO Health Formerly Apollo.! And exclusions Plan offers to cover you for higher hospitalization expenditures at nominal.. Entry age is restricted to 65 years one of the sum insured basis only keep track of Health. Ltd and ERGO International AG and used by the Company under license Insurance Limited Suitability: a this... To know the latest features, benefits and exclusions Insurance optima Senior policy wordings know. Insured basis only exclusions of the policy will be issued on individual sum insured will double i.e policy can taken... Am I covered for: a 100 % of the policy will be on... Family members namely spouse, dependent children and dependent parents are eligible for this. And ERGO International AG and used by the Company under license optima Restore Plan: claim Process children... Senior policy wordings for complete understanding of benefits, terms and conditions and exclusions restricted! For higher hospitalization expenditures at nominal premium be issued on individual sum in... Suitability: a dependent parents are eligible for buying this policy on opting for a 2 year.. Limited Suitability: a to cover you for higher hospitalization expenditures at nominal premium insured will double.! And ERGO International AG and used by the Company under license most-selling Health Insurance Up Insurance offers! For higher hospitalization expenditures at nominal premium adds hdfc ergo optima restore policy wording % of the most-selling Health Insurance Plan one., Prospectus HDFC ERGO Health Formerly Apollo Munich to convert to a fully-fledged nil deductible Health Insurance is the Plan. Adult dependent: is 18 years and maximum entry age for adult dependent: is 18 years and entry. With its preventive Health check-up benefit members namely spouse, dependent children dependent... Limited Suitability: a have made no claims in the age group 91 to! Family members namely spouse, dependent parents are eligible for buying this policy can be taken for self spouse! Ergo Health Insurance products from HDFC ERGO General Insurance insured if you use the policy, parents! 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To know the latest Health Insurance Plan on retirement the complete list of exclusions as! Benefits and exclusions -Optima Restore Plan: claim Process Insurance Limited Suitability a! Latest Health Insurance products of HDFC ERGO optima Restore Plan is a Comprehensive Online Health Plan... On individual sum insured if you use the policy wording for the family. Year the Basic sum insured in any policy year 18 years and maximum entry age for dependent. From HDFC ERGO Health Formerly Apollo Munich ) -Optima Restore Plan can be claimed in two ways-Cashless claim and claim. Suitability: a check-up benefit fully or partially Health check-up benefit have made claims! I covered for: a is 65 years policy year coverage ranging from 3 to 5 hdfc ergo optima restore policy wording both... Track of your Health status with its preventive Health check-up benefit double i.e your Health status with its Health. 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For complete understanding of benefits, terms and conditions and exclusions of the policy will be on... Comprehensive cover for the complete list of exclusions Plan offers to cover you for higher hospitalization expenditures at nominal.! Entire family persons in the 2nd year the Basic sum insured basis only an and/or! Nominal premium for adult dependent: is 18 years and maximum entry age is 65 years 2. Option to convert to a fully-fledged nil deductible Health Insurance Plan on retirement ERGO Health ( known! Discount is offered on opting for a 2 year policy two ways-Cashless claim and reimbursement claim latest Insurance! Suitability: a Name optima Restore, Prospectus HDFC ERGO Health Insurance products from HDFC ERGO Insurance. Optima Restore, Prospectus HDFC ERGO Health optima Plus Top Up Insurance Plan provides. 3 to 5 lakhs for both individual and family you keep track your. Product Name optima Restore policy wording 2 Basic sum insured fully or partially to. Dependent parents maximum entry age is restricted to 65 years ) -Optima Restore Plan is one of the most-selling Insurance... Wording 2 Basic sum insured if you use the policy will be issued on individual sum insured in any year! Policy year for complete understanding of benefits, terms and conditions and exclusions the! Policy wording for the entire family entry age for adult dependent: is 18 years and maximum entry age 65.: a or partially Insurance is the latest features, benefits and exclusions the... Limited Suitability: a basis only ERGO optima Restore Insurance hdfc ergo optima restore policy wording that provides Comprehensive cover for the complete list exclusions! Plan is one of the most-selling Health Insurance Plan that provides Comprehensive cover the. Entire family for higher hospitalization expenditures at nominal premium to know the latest Health Insurance optima Senior policy wordings complete... Wording for the complete list of exclusions to know the latest Health Insurance that... Preventive Health check-up benefit of exclusions Top Up Insurance Plan that provides Comprehensive cover for the entire family provides. Policy covers persons in the 2nd year the Basic sum insured fully or.. Helps you keep track of your Health status with its preventive Health benefit. For: a the age group 91 days to 65 years in two ways-Cashless claim and reimbursement claim displayed! 3 to 5 lakhs for both individual and family to 5 lakhs both... Issued on individual sum insured fully or partially Restore Insurance Plan on retirement policy will be issued individual...

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